Free for Kenyan families
Ready for tomorrow.
Good money habits for life, built at home.
Your child gets their own wallet to save, spend and share, earns from chores, and learns with 93 short lessons set in Kenya. You guide every step. From birth to 17.
Get the free Android appHow it works
Three minutes to set up. A habit for life.
- 1
Give them their own wallet
Sign up with your email and add your child. Choose how money comes in: chores they earn from, a weekly allowance, gifts, or term money for boarding. It takes about three minutes.
- 2
They save, spend and share
Their money splits into Wallet, Save and Share. They set savings goals, ask before they spend, and give a little. You keep the cash; myKesho keeps the record.
- 3
They learn, you guide
Short money lessons set in Kenya teach the why. Every ask is a yes or not yet from you, and every lesson ends with a question to talk about at home.
Money lessons
93 lessons, from coins to compound growth.
Two to four minutes each, with Kenyan stories: the kiosk, the tuck shop, a fake M‑Pesa message, a chama with friends. After every lesson you get a question to ask at home.
A message says: “You won a phone! Pay KES 500 delivery to claim it.” What is it?
Tap an answer. Kids get a short story, a fact and questions like this.
For parents
They learn by doing. You stay in charge.
You approve every spend
They choose; you say yes or not yet. Nothing leaves their wallet without you.
No money held, no ads
No card or M‑Pesa details. We never sell or share your family’s data.
Built for the whole family
Up to four parents or guardians, each with their own sign-in.
Questions parents ask.
Is myKesho free?
Yes. myKesho is free for Kenyan families. There’s no card, M‑Pesa or bank detail to enter.
Does myKesho hold my money?
No. You keep the cash at home or wherever you keep it. myKesho is the record: how much each child has in their Wallet, Save and Share jars.
What does my child learn?
How money is earned, saving for a goal, spending wisely, needs and wants, giving, spotting scams, budgets and growing money. 93 short lessons, set in Kenya, plus real practice with their own wallet every week.
What ages is it for?
From birth to 17, in four groups. Chipukizi (0 to 5): a savings pot you run, no chores and no app yet, and relatives can add with a gift link. Mvumbuzi (6 to 10): their own app, chores that pay and short lessons. Mjenzi (11 to 14): bigger goals, budgets and the Grow lab. Kiongozi (15 to 17): a weekly budget of their own and grown-up lessons. The 93 lessons open level by level as they grow.
Ready for tomorrow.
Start this week. Their first payday can be this Friday.
Free. Sign up with your email. No card, M‑Pesa or bank details needed.