Saving together, like a chama
How a group of friends can save as a team
The story
Four friends each put in KES 50 every Friday. Each week, one of them takes the whole pot. That’s how many chamas work.
The big idea
Chamas are everywhere in Kenya. Many grown-ups save, buy land and even start businesses with their chama.
Ask at home
Ask your child to guess how a family chama works, then tell them about one you know.
The full lesson, with its questions and Kesho Stars, is in the myKesho kids app.
Ready for tomorrow.
Start this week. Their first payday can be this Friday.
Free. Sign up with your email. No card, M‑Pesa or bank details needed.