Why paying on time matters
Your repayment record, and how CRB works
The story
Otieno’s older brother took a KES 3,000 mobile loan and paid it back two months late. Now a bank won’t lend him money for a motorbike.
The big idea
Lenders share how people repay with a Credit Reference Bureau, or CRB. Pay on time and your record looks good. Pay late and lenders may say no, or charge you more.
Ask at home
Talk with your teen about how a good repayment record could help them later, like getting a loan for a business.
The full lesson, with its questions and Kesho Stars, is in the myKesho kids app.
Ready for tomorrow.
Start this week. Their first payday can be this Friday.
Free. Sign up with your email. No card, M‑Pesa or bank details needed.