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Too good to be true

How pyramid schemes work, and who loses

Level 6: Big money ideas · from age 13 · 3 minutes · 3 Kesho Stars

The story

A WhatsApp group promises: “Pay KES 1,000 to join, bring in 2 friends, and earn every time your team grows. Members earn 30% a week!”

The big idea

In a pyramid or Ponzi scheme, early members are paid with money from new members, not from any real business. It only works while new people keep joining.

Ask at home

Ask your teen if they’ve seen “double your money” offers online and talk through how to spot them.

The full lesson, with its questions and Kesho Stars, is in the myKesho kids app.

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