A rainy day fund
Money kept aside just for surprises
The story
Brian, 12, drops his phone and the screen cracks. The repair costs KES 1,500. He has KES 200, so he has to ask his mum, again.
The big idea
An emergency fund is money you keep only for surprises: a lost bag, a broken screen, fare home when plans change. You don’t touch it for treats.
Ask at home
Ask your child what surprise cost could happen to them this term and how much they’d need to cover it.
The full lesson, with its questions and Kesho Stars, is in the myKesho kids app.
Ready for tomorrow.
Start this week. Their first payday can be this Friday.
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